Legal analysis: it can be used. The blacklist of credit information only means that you can't borrow various loans from banks, you can't use credit cards, and others are not affected. If related arrears are involved, they should be repaid in time. Take the initiative to pay the arrears and lift the seizure.

Legal analysis: Yes, credit hackers just can't borrow all kinds of money from banks, and they can't use credit cards, and the rest will not be affected. The "blacklist" refers to the bad records in the personal credit report of the central bank, so this record has a time limit, and the bad information is retained for 5 years from the date of termination of the bad behavior or event.

Subjectivity of the law: the untrustworthy can put money in WeChat, and WeChat can also be used normally; However, when the creditor applies to the people's court to enforce his property, the money in his WeChat will also be frozen and executed by the people's court.