Mobile China News Due to the high prices of Apple products, many consumers will buy them in installments. However, Apple’s official website only provides credit card installment plans, which is not friendly to people who frequently use Ant Huabei/JD.com. COM Baitiao, so many consumers can only seek other platforms to buy their favorite products.

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In order to enhance consumers’ shopping experience, Apple’s official website has supported Ant Huabei’s 24 interest-free installments. If you don’t have a credit card from China Merchants Bank, ICBC, or China Construction Bank, installment purchase through Ant Huabei is also a good option.

Users of Baihua, China Merchants Bank, ICBC and China Construction Bank can enjoy up to 24 interest-free installments.

However, compared with other credit cards, the minimum amount of Huabei's interest-free installment requires 4,000 yuan, which means that if you want to buy original Apple accessories, you may not be able to use Huabei's installment.

It should be noted that the 24-term interest-free service is only valid for a limited time, and the service may change at any time. If you want to buy Apple products in the near future, you might as well take advantage of the promotion period to avoid missing out on the discounts. Related Q&A: Related Q&A: What is Ant Huabei?

Hello, the questioner, I am quite familiar with Huabei. I hope my answer can help you.

First, what is Huabei?

To put it simply, Huabei is a "credit card" function launched by Alipay, but it does not have a physical card. You can spend it this month and repay it on time next month without interest. It advocates consumption in advance. In addition, Dad Ma often distributes benefits in order to promote Huabei business. You can find this on Alipay yourself.

Second, how did the Huabei quota come from?

Each Alipay user has his or her own Zhima Credit score. Huabei comprehensively evaluates this score and the user’s consumption behavior on Alipay, and then officially gives the limit. Manual intervention is not allowed. Generally, Next, you can activate the Huabei function with 600 Sesame points. The limit will change according to the customer's credit situation, that is to say, the limit may also be reduced after it is increased.

Third, what should I do if Huabei is not activated or the limit is very low?

Many users have low Huabei quotas or even no Huabei function due to low Sesame scores or other reasons. In this case, we can seek help from other functions, such as Borrow, which is also a relatively recognized loan function in Alipay. It has low interest rates and fast payment, but it requires 650 points to activate. In addition, the opening mechanism of Sesame Silver Mountain is much more mature. If you have a Sesame score of more than 500, you can easily unlock up to hundreds of thousands on your WeChat official account. This is a new solution.

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