So what is the truth? Tian Yajun immediately went to a BYD 4S store and made an unannounced visit.
Seeing in the store, there are indeed many customers who come to see the Korean electric car model. When entering the store and seeing the real car, the salesperson invited to the customer negotiation area to calculate the purchase amount.
What is the extra charge?
Tian Yajun consulted the car purchase schemes with full payment and loan respectively, and found that the fees charged by the two schemes were different.
First of all, car loans are subject to a "financial service fee". No matter how much you borrow, 1 10,000 yuan or 200,000 yuan, you need to pay a financial service fee of 3,000 yuan. It should be noted that BYD's models all support BYD's official financial loans. No matter which car you borrow to buy, this 3,000 yuan financial service fee exists, not just for consumers who buy BYD Korea.
Followed by "comprehensive service fee". No matter whether you buy a car by loan or in full, you need to pay a comprehensive service fee of 1000 yuan, and its service content includes the fees for licensing, number rubbing and electronic number rubbing.
Finally, if you buy a car with a loan, you must buy insurance in the store. When Tian Yajun asked whether it was necessary to buy insurance in the store to buy a car with a loan, the other party's answer was yes. In addition to the compulsory insurance in 950 yuan, the loan model must also purchase theft insurance, and the purchase amount of the three insurances can be selected by the customers themselves; Car damage insurance is linked to the price of the vehicle, and the specific amount is calculated by the insurance company; You can also choose to buy it yourself, regardless of deductible insurance. In addition, the salesperson takes this model with a store price of 255,800 yuan as an example to purchase the above insurance (excluding deductible), and the total amount of insurance will not exceed 9,000 yuan.
Generally speaking, if it is a loan car purchase, the down payment is 50%, and the 36 installments are interest-free. You need to pay about 1.3 million yuan more on the car price to land; If you buy a car in full, you need to add 1 0,000 yuan to the car price before you can land.
abstract
Judging from the results of this unannounced visit, BYD Korea EV is really hot and sought after by consumers. At present, the financial fees and authorization fees charged by 4S stores are normal, but according to Tianya Jun, BYD 4S stores did overcharge in the early stage, but BYD quickly discovered this phenomenon and corrected and stopped it.
BYD Han EV is a good car beyond reproach. I hope BYD can treat consumers sincerely, manage dealers well and create a good reputation.
This article comes from car home, the author of the car manufacturer, and does not represent car home's position.