First of all, there is no difference between good and bad insurance products. The choice of products must be planned.

You spent money and bought products. What risks do you want to solve? What protection do you have now?

Has the biggest risk been solved? Is there accident, medical care and serious illness protection? Is everything enough?

What is the annual income of your family? How much is the living expenses? Is there a loan? Do you have a house? Do you have a car? Do you have any travel plans or further study plans?

A single product can only solve some risks, so it is necessary to make financial planning according to personal circumstances and choose the most suitable product combination.

I wonder how your protection is? How can you get 300 thousand at the current consumption level? Adults are the economic pillar of the family, and you and your lover should have enough protection to protect your children.

Because children are at risk, there are adults; Adults take risks, but children are unable to take risks. Therefore, the protection for you and your lover (especially the one with high income) must be comprehensive, and then consider the baby's.

Adults buy wisdom to win life, and children buy century winners. If you and your lover have no protection, you must first protect the family's economic pillar, that is, buy Zhiying first; If enough, buy insurance for the children.

The salesman suggested buying Beibei card and accident card, which are more suitable.