Buy a house with a loan, and the real estate license belongs to you. But before the loan is paid off, it must be mortgaged to the bank. Because you get a loan from the bank, you definitely need something as collateral. If a person borrows money to buy a house, then the more powerful mortgage item is the real estate license. When all their loans are paid off, the bank will return the real estate license to the buyers. First, when buying a house, there will be a purchase contract. The purchase contract will also indicate how the house was purchased. If it is a one-time payment, it will be indicated in the purchase contract that it belongs to a one-time purchase of the house. Therefore, by purchasing the contract, everyone can know how to pay.

Second, there will be a loan contract to buy a house and a loan contract. The loan contract is actually a kind of constraint, which constrains a person to repay in time. Therefore, for people who buy a house, if they buy a house through a loan, there will be various regulations when the bank asks for a loan. Therefore, the loan contract has not been returned, and the real estate license should also be mortgaged in the bank.

Third, when lending, banks will also conduct economic surveys. When making a loan, the bank will also do an economic survey. Not everyone will borrow money from the bank. Before lending money, the bank will also make a survey on the individual's economic situation, including a person's credit investigation. If a person is unable to repay the money, the bank will not lend. Therefore, if your situation is not suitable for buying a house, even if you can pay the down payment to buy a house, you can't get the support of the bank.

The real estate license is mortgaged because the borrower borrowed money from the bank. Before you get a loan, be sure to ask about this rule. After many people buy a house, if they can't accept the real estate license to mortgage the bank, then the best way is to settle all the purchase money at one time. Only in this way can the real estate license be held by yourself.