The supply of new houses has increased, the price increase has narrowed, the quotation of some second-hand houses for sale has declined, and the market wait-and-see mood has increased. Under the influence of a series of policies, the real estate market in Xi has begun to cool down.
265438+20 th Century Business Herald reporters found that in the past year, Xi has issued nine policy documents to regulate the real estate market. The latest one was on August 30th, and the policy contents included expanding the scope of purchase restriction and sale restriction, strengthening purchase restriction and standardizing land transfer.
Wang Shengxue, president of Shaanxi Real Estate Research Association, told 2 1 Century Business Herald that the current real estate policy in Angola is mainly regulated from the demand side, which has had a certain impact on the market. Next, corresponding control measures should be introduced on the supply side to alleviate the fundamental problem of short supply.
The regulation of the property market continues to increase.
265438+ According to the incomplete statistics of the reporters in the 20th Century Business Herald, Xi has launched the real estate regulation and control policy (excluding renting) nine times in recent years, focusing on restricting purchases, sales, loans and prices, raising the pre-sale standard, standardizing land transfer, supervising the price of second-hand houses, rectifying the market order and promoting the construction of affordable housing.
Among them, pre-sale and differentiated credit management were strengthened on June 30 last year (165438+); On March 30, standardize land transfer and strengthen restrictions on purchases and sales (hereinafter referred to as "330 regulation"); On July 8, the reference price of second-hand housing transactions was officially launched; On August 30th, the policy contents (hereinafter referred to as "830 Regulation") such as expanding the scope of purchase restriction and sales restriction and strengthening purchase restriction had great influence.
Overall control content, the "five limits" related measures are considered to be an important policy means to see the control effect in a short time.
In terms of purchase restriction, the 330 regulation is clear, and newly settled families need to settle in 1 year and pay social security or individual tax 1 year continuously before they are eligible to buy a house. On this basis, the 830 regulations put a "patch" on the purchase restriction of second suites, talent rooms and divorced rooms.
In terms of restricted sales, 330 stipulates that the restricted purchase area is restricted for 5 years. 830 regulation has further expanded the scope of restricted purchases and sales.
In terms of loan restriction, last year165438+1October 30th, Xi 'an increased the down payment ratio of second-hand houses to 40%-70%, and implemented a differentiated credit policy.
In terms of price limit, 330 regulation stipulates that except for a few areas, commercial housing and land with property rights within Xi 'an are sold at "price limit, fixed quality and competitive land price".
In addition, on June 30th last year, 165438+Xi 'an raised the requirements for the image progress of the pre-sale permit project of commercial housing, stipulating that in principle, the image progress of multi-storey buildings with 7 floors above ground and below must be capped with the main structure project before applying for the pre-sale permit; For floors above 7, it must reach 1/3 of the total planned floors above the ground, and shall not be less than 7 floors.
In terms of land transfer, in addition to the above-mentioned real estate joint measures, Xi 'an stipulates that the total supply of homestead will increase by more than 20% every year. The "830 Regulations" further put forward the requirements of "no waistcoat" in land bidding, strict control of premium rate, and no disguised increase in land price by competitive construction.
The reference price of second-hand housing transactions is an important direction of national real estate regulation this year. Xi 'an officially launched the reference price of second-hand housing transactions on July 8, and then announced the first batch of communities with high transaction activity. The 830 Regulation explicitly requires banks to refer to factors such as the reference price of regional second-hand housing transactions when issuing second-hand housing loans.
Second-hand housing prices fell.
Under the action of a series of multi-directional control measures, the recent control effect of Xi' an property market has initially appeared.
As for the price of new houses, according to the data of the National Bureau of Statistics, since 2065438+March 2006, the price of new houses in Xi 'an has remained the same or increased for 65 months compared with last month, of which only February 2020 remained the same as last month, and the remaining 64 months continued to increase. In July, the price of new houses in Xi 'an continued to increase by 0.7% month-on-month, but the increase rate was 0.3 percentage points lower than that in June.
As for the supply of new houses, the monitoring data of Xi 'an Branch of the Central Finger Hospital shows that in the first half of this year, Xi 'an (Liu Cheng District, Lintong, Chang 'an and Fengdong) 128 registered the real estate. 265438+20 th Century Business Herald reporters found that since July (September 2 13, the same below), 76 properties in six districts of Xi 'an have registered their intentions, accounting for nearly 60% of the registered properties in the first half of the year.
Zhang Xin pointed out to the reporter of 265438+20th Century Business Herald that the recent concentrated entry of real estate into the market was more influenced by Xi 'an's progress in improving the image of pre-sale permit projects for commercial housing. "The real estate that could have been sold continued to be built, and the first half of this year became an empty window period. Many of them are getting together in the second half of this year, which seems to be a little more. In fact, there is not much new supply. "
Wang Shengxue said that at present, the turnover of new houses in Xi 'an is limited, and it is still in a state of short supply. Policy control should continue to increase the supply of land and housing.
In fact, the housing supply problem in Xi has long been concerned. According to the "Seventh Five-Year Plan" data, in 2020, the resident population of Xi was 1295290, an increase of 4485 100 compared with 20 10. The rapid population growth has brought huge housing demand, but it has also increased the supply pressure of the real estate market.
According to the data of Xi 'an Branch of the Central Finger Hospital, in the first half of this year, Xi 'an had a total of 1 1 "ten thousand people shake" properties. According to the statistics of 2 1 Century Business Herald, in August, there were more than 10,000 applicants for registration of two real estates, and the registration ratio of three real estates was higher than 30: 1, which made it difficult to win the lottery.
In terms of second-hand housing, after Xi 'an officially launched the transaction reference price policy, the second-hand housing market cooled down.
According to the data of Anjuke, since July, the price of second-hand houses in Xi 'an has dropped from 1.37 million yuan/square meter to 1.36 million yuan/square meter; According to the data of Han Yizhiku, the transaction volume of second-hand houses decreased by over 1.70 million sets in July, down by 22%.
A real estate agent in Xi 'an told Zhizhong (a pseudonym) that the reference price of second-hand housing transactions is linked to bank loans, which puts higher demands on buyers' down payment. The transaction volume of Huayuan Juncheng Community, which it is responsible for, dropped significantly after the reference price was released. "The transaction volume in August did not exceed 10 sets, and it was around 25 sets every month before."
The increase of market wait-and-see mood also has a negative impact on the owner's quotation. Before Huayuan Juncheng, the price could reach 1.6 million yuan/square meter, but now some houses of the same type have dropped to 1.5 million yuan/square meter. "But overall, there are not many car owners who cut prices. At present, the listing price of most houses is still higher than the reference price. " Xiang Zhizhong said.
"The reference price of second-hand houses can push down the listing price, but many landlords who are not in a hurry are unwilling to sell at the reference price. Now the willingness of buyers and owners to trade is declining. " Zhang Xin originally planned to change rooms this year, but now he is also turning to a wait-and-see state.
Wang Shengxue pointed out that the shortage of new houses is also one of the reasons why the price of second-hand houses is difficult to fall. "At present, the price of second-hand housing is upside down, and some areas still have to implement the reference price mechanism for second-hand housing transactions. However, if the supply and demand problem is not solved from the root cause, it is difficult for the second-hand housing price limit mechanism to play a long-term role. "