With the change of consumption concept, loans are becoming more and more common in life. Large and small expenses, plus education, tourism, medical beauty and so on. , can be financed by loans. We all know that after applying for a loan, it doesn't matter to us as long as we repay it on time, but many small partners feedback, why is the loan overdue on time? Let me answer for you.

The reason of loans overdue.

In fact, there are many reasons for loans overdue's repayment. If the automatic repayment reaches the deduction date, there is still not enough money in your repayment account, which will lead to the failure of deduction, which will lead to overdue.

In addition, if you choose some repayment methods, it will easily lead to overdue repayment when you clearly repay on time but don't repay.

An easy overdue repayment method

1, agent returns

Some friends choose to let the intermediary repay the loan, but it should be noted that it is not returned to the intermediary, but the money is returned to the lending institution.

2. Inter-bank repayment

Banks have different rules for handling repayment accounts. Sometimes the accounting treatment is easy to lag behind, and the actual arrival time is later than the repayment time, which easily leads to repayment failure and overdue.

3. It coincides with holidays

If you repay on the repayment date or one or two days before the repayment date, but it coincides with weekends and holidays, your money may not be transferred to the repayment account on time, then it is overdue.

Let me introduce the reasons for "overdue loan repayment on time". Generally speaking, repayment on time is also overdue. If it is not your own reason, you can contact the lending institution to explain the situation and apply for help.