The number of subsidized housing cities has increased.
Recently, the number of cities that have given housing subsidies has continued to increase, and the amount of subsidies in some areas is as high as 200,000 yuan.
According to the website of Rizhao Municipal People's Government, "Nine Measures to Support the Development of Young Talents", a talent housing development fund was established. Eligible full-time doctoral students, master's students, undergraduate graduates, college graduates (including technical secondary schools and technical colleges) and people or families who buy new commercial housing for the first time in Rizhao can enjoy housing subsidies of 200,000 yuan, 6,543,800 yuan, 50,000 yuan and 30,000 yuan respectively.
Ziyang, Sichuan introduced six measures to stabilize the property market, including adjusting the housing accumulation fund policy. The maximum loan limit for dual employees and single employees was raised from 500,000 yuan to 600,000 yuan and 350,000 yuan to 400,000 yuan respectively, and the minimum down payment ratio for the first and second commercial housing was reduced from 30% to 20% and 40% to 30% respectively. On May 1-May 3 1, the online housing fair was launched to promote the commercial housing, offering 20,000 yuan cash subsidy for house purchase, as well as benefits such as home appliances, home building materials, decoration business coupons and free110,000 yuan cash coupons, which promoted the sales of real estate and upstream and downstream industries and promoted consumption.
Since the beginning of this year, policies for the real estate industry have been intensively introduced. On April 29th, the the Political Bureau of the Communist Party of China (CPC) Central Committee meeting pointed out that houses should be used for living, not for speculation, and local governments should be supported to improve real estate policies according to local conditions, support rigid and improved housing demand, optimize the supervision of pre-sale funds of commercial housing, and promote the stable and healthy development of the real estate market.
Subsequently, Lianyungang, Wuxi, Shangrao, Zhongshan, Meizhou, Huizhou and other places have introduced real estate control policies, involving reducing the down payment ratio of house purchase, lowering mortgage interest rates, relaxing restrictions on sales, providing subsidies for house purchase, and increasing the amount of provident fund loans.
Regulatory policies are warmer.
The General Office of Changchun Municipal Government recently issued the Notice on Several Measures to Effectively Respond to the Impact of the Epidemic and Promote a Benign Cycle of the Stable Development of the Real Estate Market, which clearly stipulates that for families who have settled their house purchase loans 1 suite, if they apply for loans to buy houses again in order to improve their living conditions, banking financial institutions will implement the first home loan policy. Reduce the down payment ratio of provident fund loans in stages. Before 65438+February 3, 20221,if employees apply for provident fund personal housing loans for the first time, the minimum down payment ratio shall not be less than 20%; For the second application for provident fund personal housing loan, the down payment ratio shall not be less than 30%.
According to the National Bureau of Statistics, in March, the sales price index of new commercial housing in Changchun was flat, up 0.9% year-on-year; The second-hand housing sales price index decreased by 0.8% month-on-month, which was lower than the overall performance of second-tier cities.
Some areas have continuously introduced property market regulation policies to promote the stable and healthy development of the real estate market.
On May 9, the website of Yangzhou Housing and Urban-Rural Development Bureau published the Notice on Actively Supporting Yanglai Talents and Families with Two Children and Above to Improve Living Conditions, and the current purchase restriction policy is not applicable to Yanglai houses and families with two children and above. Households with urban household registration have a second set or more houses, and households with non-urban household registration have a first set or more houses, which can only be listed and traded after three years from the date of online signing for the record. Prior to this, on May 7, Yangzhou Housing Provident Fund Management Committee issued a notice that families with talents and two or more children who applied for housing provident fund loans met the application conditions, and the minimum down payment ratio of loans was adjusted from 30% to 20%.
On May 9, the reporter learned from Suzhou Real Estate Transaction Management Center that the time limit for the transfer of new houses in Suzhou will be adjusted from 3 years to 2 years. At the same time, the property in the non-restricted area is no longer included in the family's restricted purchase quantity. In addition, the conditions for non-registered households in this city to purchase houses have been adjusted from 24 months of accumulated social security payment in the original three years to 6 months of continuous social security payment.
Yan Yuejin, research director of the think tank center of Yiju Research Institute, said that the follow-up measures for banks to support real estate are worth looking forward to, and it is expected that both housing enterprises and buyers will give support.
From the sales end of real estate enterprises, the sales data of real estate enterprises are still not optimistic due to factors such as the epidemic situation. However, under the background of policy concern and the expected improvement of housing enterprises, the land market in some areas has picked up.