Under normal circumstances, the down payment for buying a house in Puning is 30% of the total house price, but it is usually limited to the first house. If the provident fund loan is used, the down payment for the first suite can reach at least 20% of the total house price. If you buy a second suite, the down payment will reach 50% of the total house price.

Precautions for buying a house:

(1) Whether the developer has a pre-sale permit for commercial housing should be reviewed. Having a permit means that developers have land use permits and construction project permits and other related documents, which is also the key to whether they can buy a house and do property certificates. When buying a house, he should also pay attention to whether the purchased building number is within the pre-sale range. If he buys an existing house, he needs to provide the house ownership certificate and land use certificate, and so on.

(2) Understand whether there is mortgage on the house. If there is mortgage, the loan cannot be repaid at the expiration of the mortgage period. Real estate auction gives priority to the payment of income, and the buyer, as a third party, cannot compete with the bank, so the risk is relatively high.