The approval of student loans may be due to the large number of students applying for student loans at present. Because the auditor has not reviewed the user's information, the loan will be displayed as pending approval. It may also be caused by incomplete loan application materials submitted by individuals.

Student-origin student loan refers to the student loan issued by China Development Bank to eligible freshmen and students with financial difficulties, and handled in the county (city, district) where the students registered before entering school. The student loan is a credit loan, and the student and his parents (or other legal guardians) are co-borrower, who are jointly responsible for repayment.

Students applying for student loans must meet the following conditions:

1, with People's Republic of China (PRC) nationality;

2. Honest and trustworthy, law-abiding;

3. According to the relevant provisions of the state, the freshmen, postgraduates and students with second bachelor's degree who are officially admitted to full-time undergraduate colleges, higher vocational schools and ordinary colleges and universities in the central and regional areas where higher education is implemented are approved, and a true, legal and effective admission notice is obtained;

4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the same county (city, district);

The family is in financial difficulties, and the income they can get is not enough to pay for the tuition and accommodation needed to complete their studies as students.

The specific process of student loan application is as follows:

1. Prepare materials, such as applicant's ID card, copy of ID card, household registration book, copy of household registration book, admission notice or student ID card, local poverty certificate, etc.

2. To apply, the applicant can apply directly at the school or to the relevant departments of the local government;

3. Waiting for review. Whether you apply at school or locally, you must wait for the examination. If the situation is true and meets the loan conditions, you can wait to pay back the money.

Measures for the Administration of Student Loans of the People's Bank of China Article 3 Lenders issue unsecured (credit) student loans to students in institutions of higher learning (including junior college students, undergraduates and graduate students) (hereinafter referred to as borrowers), and unsecured (credit) student loans and guaranteed student loans to their immediate family members and legal guardians (hereinafter referred to as borrowers).