The choice of car loan method directly determines the loan time, and the loan time also affects the car delivery time.
1, directly handled by car dealers: most car owners prefer it, which is convenient. Time is faster.
2. Intermediary guarantee car purchase: the interest rate is higher and the approval time is faster.
3. Bank loan: Find your own cooperative bank. The approval time is different.
Materials required for loan to buy a car:
1. Personal and spouse ID cards;
2. Personal and spouse's household registration book;
3. Marriage certificate
4. proof of income of myself and my spouse;
5. Real estate license;
6. driver's license;
7. Details of the bank statement under the name of the individual;