Let me talk about the general situation first: my relatives sold me a suite at a price slightly lower than the market price, and I need to apply for a provident fund loan.

1. Before buying a house, you should check your credit information online to see if you can meet the basic conditions of the loan.

2. Check your own provident fund. What is the loan amount?

3. After the above two points are done, let's take a look at the age and total price of your house, calculate the down payment, and reach an agreement on the transaction process.

4. Process: signing the contract-the provident fund center submits the loan application-the provident fund center approves it, and the bank signs the loan contract. This can be fast or slow, depending on your situation-the Housing Authority should prepare the tax-mortgage-mortgage certificate to the bank-bank loan-repossession (now the second-hand housing transaction can actually be repossessed before transfer).

Ask me if you don't understand.

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