Need both husband and wife's ID card, household registration book, marriage certificate, business place certificate and residential land certificate.
50 thousand yuan needs two guarantors The annual interest rate is around 13.5%, which varies from place to place.
Now it is only for farmers who have already operated. If you want to borrow money to do business, you can't. You can only find loans from other commercial projects.
Credit cooperatives should be able to lend money without operating projects. If you can't find other business projects, I suggest you go to a credit union. There should be about three or four guarantors.