1. The term of provident fund loan cannot be adjusted in the middle. During the loan period, the borrower may not apply for changing the loan period by himself. If repayment is made in advance, the borrower can choose to shorten the repayment period, and the system will automatically generate the remaining repayment period according to the repayment amount. After the loan shortening business is handled, the original loan term cannot be restored or extended.

2. Legal basis: Article 14 of the Regulations on the Management of Housing Provident Fund.

The newly established unit shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go to the entrusted bank for the establishment of housing provident fund accounts for its employees.

Where a unit is merged, divided, revoked, dissolved or bankrupt, the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center for change or cancellation of registration.

And within 20 days from the date of completing the change of registration or cancellation of registration, with the audit documents of the housing provident fund management center, go to the entrusted bank to handle the transfer or sealing procedures of the housing provident fund account for the employees of the unit.

Second, what is the withdrawal process of the provident fund?

1. Individuals apply to the unit, fill in the Application Form for Withdrawal of Employee Housing Provident Fund and submit the corresponding proof materials for withdrawal under various circumstances;

2. Notify the provident fund center after the unit is approved. When the employee cancels the account, the unit still needs to seal the provident fund of the relevant personnel at the handling bank;

3, provident fund center for examination and approval of employee provident fund withdrawal application;

4, provident fund center transferred to the unit, from the unit to the employee bank account.