Credit check
Second, is it the credit report on 360?
Whether Rong 360 will receive credit information depends on whether the financial institution service platform it cooperates with will receive credit information. Rong 360 cooperates with nearly 10000 financial institutions, covering 30000 kinds of financial products.
Like 360 loans and 360 borrowings, they are all lending platforms for 360 cooperation, and they will all go to credit. Because on the one hand, it will apply to the Bank of China for a systematic inquiry of the user's personal credit according to the user's authorization, and finally determine whether to lend and how much loan amount to give through a comprehensive evaluation of the user's past credit situation; On the other hand, overdue users will also submit bad credit records to the central bank's credit information system if the accumulated arrears are too many times and the amount is too large.
Third, do 360 loans go to the central bank for credit reporting?
360 IOUs were received at the meeting. Once the borrower fails to pay back within the time limit, 360 will report the borrower's overdue record to the central bank for credit investigation. However, 360 IOUs have a three-day grace period for borrowers. If the borrower can repay within the three-day grace period, 360 IOUs will not report this default record to the credit record.
Fourth, is it the credit report on 360?
Whether Rong 360 will receive credit information depends on whether the financial institution service platform it cooperates with will receive credit information. Rong 360 cooperates with nearly 10000 financial institutions, covering 30000 kinds of financial products.
Like 360 loans and 360 IOUs, they are all loan platforms for 360 cooperation, and they will all go to credit reporting. Because on the one hand, it will apply to China Bank to inquire about the user's personal credit operation system according to the user's authorization, and finally determine whether to lend and how much loan amount to give through a comprehensive evaluation of the user's past loan credit situation; On the other hand, overdue users will also submit bad credit records to the central bank's credit information system if the accumulated arrears are too many times and the amount is too large.