Generally, others are not allowed to take photos of the party's ID card, because the loan requires real-name authentication, and the loan can only be made by myself or by a power of attorney signed by me. According to the regulations, the conditions that a personal loan should meet include that the borrower should have full capacity for civil conduct and the purpose of the loan is clear and legal.

Legal objectivity:

Detention in Article 52 of the Law of People's Republic of China (PRC) on Public Security Administration Punishment 10 days or more 15 days or less may be imposed with a fine of 1000 yuan or less; If the circumstances are relatively minor, he shall be detained for not less than five days but not more than ten days, and may also be fined not more than 500 yuan: (1) Forging, altering or buying or selling official documents, certificates, certification documents and seals of state organs, people's organizations, enterprises, institutions or other organizations; (2) buying, selling or using forged or altered official documents, certificates and supporting documents of state organs, people's organizations, enterprises, institutions or other organizations; (3) Forging, altering or reselling tickets, boat tickets, air tickets, tickets for cultural performances, sports competitions or other valuable tickets; (4) Forging or altering a ship's registration number, trading or using a forged or altered ship's registration number, or altering a ship's engine number.