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Can the provident fund in different places borrow money to buy a house in Shenzhen? Get to know it!
Due to the rapid development of economy and developed transportation, many people are no longer confined to the local area, but develop further away. Many people choose to study, find jobs and live in other places. As a relatively prosperous city in China, there are naturally many people who want to settle down in Shenzhen, so can the provident fund in different places borrow money to buy a house in Shenzhen? Let's get to know each other.

1, related policies

Employees who have paid in different places to buy houses in Shenzhen, have Shenzhen household registration, and buy the first set of self-occupied houses in Shenzhen can apply for housing provident fund loans to Shenzhen Housing Provident Fund Management Center according to the requirements of Shenzhen housing provident fund loan policy, with the proof of payment issued by the housing provident fund management institution in different places (the proof of payment of loans in different places is applied to the Ministry of Housing and Urban-Rural Development), including the details of payment.

2. Preventive measures

When employees who have previously paid housing provident fund in different places and have paid for less than 6 months continuously in Shenzhen apply for loans from Shenzhen Housing Provident Fund Management Center, the payment time can be calculated together, and at the same time, materials such as payment certificate issued and sealed by the housing provident fund management institution in the place of employment, past 1 year payment details (payment flow) and so on must be provided.

3. Provisions for purchasing houses in different places

Generally speaking, if you pay the housing provident fund in the place of employment and buy self-occupied housing in the place of non-employment, you can consult whether the housing provident fund management center in the place of purchase supports off-site loans through websites, service hotlines and other channels. If supported, employees can issue a deposit certificate to the housing provident fund management center where they are employed, and apply for a loan from the housing provident fund management center where they buy a house.

Therefore, if you plan to buy a house, you'd better consult Shenzhen Provident Fund Center to see if you meet the requirements.