The down payment for buying a car is generally 30%: 1. For car loans and personal loans, the down payment ratio should be greater than 20%(20%). If it is a car of 65,438+10,000 yuan, the car loan down payment must be at least 20,000 yuan;

2. The down payment of different models, years and versions is different. When buying a car with a loan in a 4S store, the down payment is generally 30%. Usually people will choose 36(3 years) car loan products, and the loan interest will fluctuate between 5% and 8%;

3. If there is a real estate license and collateral as collateral and there is a stable source of income, in this case, the down payment is not 30%, and the down payment ratio can be reduced by 10%, that is, the down payment is 20%.

Million car purchase subsidy