According to the mainstream loan types, bank loans can be divided into commercial loan interest rates, automobile loan interest rates and provident fund loan interest rates. The following is a list of bank loan interest rates.

1. The loan term is less than one year (including one year), and the loan interest rate is 4.35%.

2. The loan term is one to five years (including five years), and the loan interest rate is 4.75%.

3. The loan term is more than five years, and the loan interest rate is 4.90%.

Personal housing loans usually use commercial loan interest rates. At present, the interest rate of commercial bank loans has gone up 10%-30%.