Loan products of BOC Consumer Finance Co., Ltd.: Lexiang Loan, Owner Loan, Salary Loan, Policy Loan, Skill Cloud Staging, Education Cloud Staging, etc. Some loan companies have established cooperative relations with BOC Consumer Finance Co., Ltd., with financial support from BOC Consumer Finance Co., Ltd.
Therefore, even if borrowers don't use loan products such as Lexiang Loan, Owner Loan, Wage Loan, Policy Loan Skill Cloud Staging and Education Cloud Staging, they will still see records related to BOC Consumer Finance Co., Ltd. in their personal credit report.
Borrowers see records related to BOC Consumer Finance Co., Ltd. in their personal credit report, so they need to recall which loans they used according to the date, and then search the lenders of loan software through search engines such as Baidu, sogou and Google.
If the borrower does not want to search for the lender, he can see the lender on the loan details page of the loan software. The borrower can also contact the labor service of BOC Consumer Finance Co., Ltd. directly to learn about relevant matters.
China Bank Consumer Finance Company loan application conditions:
(1) China citizens aged 20-60 will not accept Hong Kong, Macao and Taiwan people and armed police for the time being;
(2) Choose one of the following three options: there is a local property under mortgage in the applicant's name, which has been repaid normally for six months and is more than three years away from the loan maturity date; The applicant has commercial premises in the local area, including commercial and residential buildings, shops and commercial services (excluding office buildings and factories), and the repayment has been completed for one year; Property with local mortgage in the name of the applicant, including individual houses, commercial and residential buildings and shops (Wuhan value ≥ 1 10,000, local market value ≥ 600,000), loan period ≥ 1 year, and the loan has been used for half a year;
(3) The applicant has a stable job and income source in the local area;
(4) Have a good credit record.