1. The real estate license has been processed.

2. The property minus the previous mortgage is also more valuable. If the amount of mortgage loan applied for before is far less than the use value of the property, such as the annual output value of the house100000, only100000 is mortgaged, which is worth more than 900000.

3. The second mortgage only takes the residual value as the use value of the pledge, and the general loan bank will give a discount, such as a 60% discount. Only mortgage loan 90 times 0.6 is 540 thousand.

4. If a second mortgage is made, it is best to increase the pledge to financial institutions.