Banks with better credit card development: China Merchants Bank is the first to recommend. It has a high limit and is easy to apply for a gold card. The most important thing is that the points activity is very good and other activities are often launched. In addition, online banking is very convenient and easy to use. Repayment is quite convenient.

Secondly, China Guangfa Bank has the same reason as above, but there are fewer activities, so you need to pay attention to the website. Repayment is quite convenient.

Excellent small bank: I have to say CITIC Bank. I don’t know how it is in other areas. Beijing often launches 9 yuan movie watching activities (you can spend 6 times). All the movies I watched in the past two years have been 9 yuan. (Original price ranges from 70-110), there are also many other activities, it is worth checking out. However, the credit limit is average, repayment is inconvenient (it's better if you have a card), and online banking is also not convenient. But the cards are all beautiful. It is important not to apply for a CITIC Express card, as this does not waive the annual fee.

China Everbright Bank has a high credit limit, and you can apply for a credit limit adjustment in half a year, which is usually doubled. The best thing is that it is a great way to give away points, often times the points, and online transactions also count as points, making it the only one in China. Repayment is inconvenient, online banking is quite convenient, but it’s not very comfortable for a one-time payment of 300 yuan.

(China Merchants Bank) The most important conditions for applying for a credit card are that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and a work certification document. If you can provide Other financial documentation will help us better understand your personal situation and determine your credit limit.

The detailed application information is as follows: 1. Proof of identity: usually an ID card (if you are using a new version of the ID card, a copy of the front and back is required), military personnel need to provide a copy of the military ID;

2. Work certificate: It can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income status, and stamp the company seal or personnel seal), or the original has been verified by the promoter A copy of the work permit/plate with the mark;

3. Proof of financial resources: It can be a bank salary record, or income tax withholding certificate, or documents proving the market value of houses, cars, deposits and investments (such as real estate Certificate/car driving license/copy of bank deposit certificate) and other materials that can prove your financial level. Other documents available for reference include: social security personal account list in the past six months, water and gas bills, credit card bills from other banks, etc.