If you don't repay the loan from Ping An Bank, there will be bad credit records in the credit report. Because the bank pays more attention to the borrower's personal credit, if the loan is not repaid, the personal credit will be affected, which will directly affect the borrower's future loans.

The bank will charge a penalty interest. If the borrower fails to repay the loan, there will be a penalty interest with the progress of time, which will increase the repayment pressure of the borrower.

If the bank urges the borrower to repay in various ways, the lending institution will not immediately call the borrower to urge the borrower to repay. If it fails, the bank will have a special person to communicate with the borrower.

If the bank fails to collect the money, it may be the borrower. If the borrower provides collateral as a mortgage loan, which cannot be repaid after repeated collection, the collateral will be auctioned to repay the loan.

Love installment advertising application fast three-step payment!

Hello, the consequences of Ping An Bank's non-repayment are very serious. Not only will you be punished with penalty interest and liquidated damages, but it will also affect your personal credit record. In the worst case, your property will be frozen and auctioned off to pay off your debts.

What if Ping An loan is not repaid?

1. You can try to negotiate with Ping An officials to postpone repayment and avoid overdue by extending the loan term.

2. Raise funds from friends and relatives around you, and pay off the Ping An loan first. After all, Ping An loans overdue will have a negative impact on personal credit reporting.

3. If there are assets such as real estate and automobile products in the name, it is suggested to mortgage them and pay off the loan that is about to expire first.

What are the consequences of Ping An loan?

The consequences of Ping An's non-repayment include grass carp collection, penalty interest and credit investigation.

1. If it is overdue for about a week, the relevant staff will be arranged to call for collection;

2. Overdue for more than 90 days is regarded as malicious overdue, so it may be collected at home or directly, and refusal to repay will be enforced;

3. The longer the overdue time, the more penalty interest will be generated;

4, arrears will also have a negative impact on personal credit, and loans to buy a car and buy a house will be restricted in the future;

5. Serious arrears will be blacklisted by Lao Lai, not only can't be loaned, but also travel will be restricted.

This is the end of the introduction about the crime of Ping An loan non-repayment. I wonder if you found the information you need from it?