The change bag is a kind of micro-credit with the "change fund" as the asset pledge. The longest interest-free period is 30 days, and the system will automatically deduct the money when it expires. There are two ways to apply for the change bag, one is to open it directly at the cashier, and the other is to apply at Yifubao. Below, let's explain in detail the application process of Suning consumer loan change loan.

Application method 1: the cashier is directly opened.

Users who have the share of the change treasure account click to use the change loan to pay, and at the same time successfully open the change loan.

Application method 2: Go to Yifubao portal to apply.

1. Log in to Yifubao;

2. Click the "Apply Now" button in the change loan module to enter the information confirmation page;

Note: users without real names need to complete real-name authentication first.

3. If the information is verified correctly, click the "Confirm" button to apply successfully and get the quota.