Generally speaking, it is to pay the down payment first, then apply for a loan, then pay the down payment and insurance before picking up the car. Generally, the maximum amount of automobile mortgage loan can reach 70% of the car price, and the down payment can be provided according to the actual situation within the loan scope to reduce the loan amount. If there is a demand for funds, Ping An Bank will provide automobile mortgage, and the conditions for applying for automobile mortgage are as follows:

1. The city where the car is purchased has our car loan branch;

2. Be at least 18 years old and the lender's age+loan period shall not exceed 70 years old;

3. Legal and valid identification documents shall be provided;

4. No bad credit record;

5. Personal legal assets with stable legal income or sufficient to repay the loan principal and interest;

6. People from China, Hong Kong, Macao and Taiwan and foreigners must abide by the relevant provisions of the state and local government departments.

You can log on to Ping An Pocket Bank APP- Home-Loan-Auto Loan for more information and try to apply.

Response time: 2021-11-18. Please refer to the latest business changes announced by Ping An Bank in official website.