10 to around 200,000. According to the announcement issued by Ningxia government, the personal provident fund loan amount is 10 to 20 times of the balance of the provident fund account, so 1 10,000 yuan can be used for loans ranging from 10 to 200,000 yuan. Provident fund is a kind of housing welfare provided by the state to employees of government agencies and institutions, including private non-enterprise units.