The loan amount of the provident fund is calculated according to the following formula: (monthly contribution of the borrower and the auxiliary borrower to the provident fund/contribution ratio ×0.35×l2 (month) annual contribution of the borrower and the auxiliary borrower )× loan period. The maximum loan amount of the aided borrower is 200,000 yuan, and the maximum loan amount of the provident fund is 654.38+ 10,000 yuan. At the same time, the loan amount for the purchase of various types of housing shall not exceed the corresponding proportion.

Legal objectivity:

(1) Applicant conditions: 1. Household registration restrictions: having permanent residence or valid residence status in Beijing cities and towns; 2. Income restriction: having a stable occupation and income; 3. Living conditions: buy self-occupied housing in this city, and provide the purchase contract and relevant supporting documents; 4. Guarantee conditions: provide guarantee methods approved by the management center, etc. (2) The amount of loan for provident fund is limited. The loan amount cannot exceed the maximum amount of a single housing provident fund loan. At present, the maximum amount of a single housing provident fund loan is 400,000 yuan; The loan amount can be increased by 30% to 520 thousand yuan for loan applicants whose credit rating is AAA in the personal credit evaluation report; The AA category can increase by 15% and reach 460,000. Secondly, the purchase of forward-selling commercial housing, the maximum loan can reach 90% of the total housing price; The maximum loan for the purchase of houses with other properties is 95% of the total house price.