Current location - Loan Platform Complete Network - Loan consultation - Buying a house for the first time, 300,000 yuan from CCB, commercial loan. According to the 20% interest rate, what is the total monthly repayment amount and interest of the mortgage for 30 years?
Buying a house for the first time, 300,000 yuan from CCB, commercial loan. According to the 20% interest rate, what is the total monthly repayment amount and interest of the mortgage for 30 years?
I don't know when your 20% discount rate is a loan. At present, the interest rates are all floating 1. 1~ 1.3, but I still calculated it for you at the current interest rate of 20%:

Commercial loan (mortgage) is 300,000 yuan, and the loan term is 30 years. On July 7th, the annual interest rate was 7.05%, 1, fluctuating by 0.8 or 5.64%.

Matching principal and interest (matching repayment): monthly 1729.8 1 yuan, interest ***322732. 10 yuan, and the total repayment amount is 622732. 10 yuan.

Average principal (decreasing repayment): RMB 2,243.33 in the first month, RMB 254,505.00 in interest and RMB 554,505.00 in total repayment.