It is very easy to get a second-hand car mortgage, because second-hand cars are a very important part of car transactions. If you want to choose a mortgage, it is easy to get a mortgage.

The monthly repayment of a second-hand car loan. The calculation of the car loan is based on the initial loan amount and is calculated based on the bank's payment interest rate for the same period at the time of signing. If the bank interest rate changes during the repayment period, it will be adjusted with the interest rate. Definitely one year. What calculation method is used for automobile consumer credit? The method of equal monthly repayment of principal and interest is adopted. The calculation formula is: monthly repayment amount = loan principal × monthly interest rate + loan principal × monthly interest rate / ((1 + monthly interest rate) & total number of uarr repayment periods - 1) .

After January 1, 2017, banks will implement new interest rates. Do you need to pay off your car loan in advance? To make early repayment, you must first find out the current remaining car loan amount, and then contact the bank where you applied for the loan. If you submit an application for early repayment, the bank will notify you of the specific time for early repayment procedures after approval. After receiving the notice, you can go to the bank to handle the early repayment procedures within the agreed time.

Conditions for handling second-hand car transfer:?

Legitimate sources and procedures, no remaining bank pledge and court seal records, no remaining traffic violation and unsolved accident records, and no remaining debts Fee records and all documents are available. ?

Documents and documents required for second-hand car transfer: ?

New car owner’s ID card, original/copy of vehicle driving license, motor vehicle registration certificate, motor vehicle inspection form, bill. Original documents are required for all of the above. The specific materials required are mainly based on the vehicle management requirements.