The most suitable is the housing provident fund business. However, if there is no housing accumulation fund, loan: if there is disposable property in hand, you can only buy it within the total price of 500,000 yuan, and the down payment is 6.5438+0.5 million yuan (excluding taxes and loan fees to be paid in the early stage, which is about 4% of the total house price). When choosing the loan type, you can choose the loan term 10, and control the monthly payment between 3800-2800 yuan. It won't be too stressful. As for biweekly supply, not every city implements it, but the types of services and the development of real estate are also limited, so

2. What are the forms of loans?

The loan amount through China Merchants Bank is small (less than 50,000 yuan). If you are already a user of China Merchants Bank and downloaded the mobile banking APP of China Merchants Bank, you can try to apply through this interface by logging in to mobile banking and clicking My-All-Loan-I want a loan. If you meet the credit card requirements of China Merchants Bank, you can try to apply for a credit card.

The loan amount is more than 50,000 yuan. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Due to the different requirements and application materials of each loan project, the current loan purposes are: car purchase, parking, decoration, education, bulk consumption shopping, tourism and other legitimate personal or family consumption; And the use of business turnover. You can call 95555 at 8:30- 18:00 to enter the manual service and provide the loan purpose and city for detailed information. Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.

3. What are the ways of bank loans?

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