Hello, you borrowed 200,000 yuan from Ping An Pratt & Whitney Loan Platform, and the annual interest rate is usually around 10%, which means that the interest for one year is 20,000 yuan, and the interest for three years is 60,000 yuan. Repayment can be made according to the loan contract. Once there is a penalty, the cost will rise.

1. Is Ping An inclusive loan reliable?

Ping An Pratt & Whitney borrows money reliably. Ping An Pratt & Whitney Loan is one of the online loan projects of China Ping An Group. With Ping An Bank as the lending bank, the loan is guaranteed. The average age is between 2 1 and 55 years old, the monthly income is above 3,500 yuan, and there is no bad credit record. You can apply if you live in your current residence for more than six months. According to the regulations of Ping An Pratt & Whitney, once the user is overdue, the platform can levy penalty interest and liquidated damages far higher than the interest.

2. What are the conditions for Ping An Pratt & Whitney Loan? ?

First, the oxygen loan application conditions

1. The borrower must be between 2 1-55 years old and can provide legal and valid identity credit information;

2. Stable work, with a monthly after-tax income of not less than 3,000 yuan;

You must live or work in the place of application for more than 6 months.

II. Conditions for the Bank's loan application

1, aged above 18, with good personal credit and being able to provide a legal and valid second-generation ID card;

2. The mobile phone number has been authenticated by the borrower's real name.

Three, life insurance loan application conditions

1, aged between 2 1-55, without any mental illness;

2, the monthly after-tax income of more than 3000 yuan, and lived in the local area for more than 6 months;

3. Have your own life insurance.

Third, Ping An Pratt & Whitney business model?

Relying on financial technology, Ping An Pratt & Whitney has gradually built an open loan service platform for aggregation technology. With the ability of resource mining, gathering and matching, we will aggregate participants with modular advantages in the credit business chain, connect borrowers, credit enhancement parties and investors, export basic credit evaluation services to credit enhancement parties and investors with our online and offline service network and intelligent risk management system verified by more than 65,438+00 years of business experience, and integrate the financial resources of credit enhancement parties and investors for borrowing. Ping An Pratt & Whitney combines technology with offline financial service system through the aggregation model platform to promote the flow of financial resources to small and micro business owners, individual industrial and commercial households, ordinary wage earners and other people in inclusive finance. Through the innovation of business model, we can find a brand-new exploration road that not only conforms to the development status of the industry but also meets the needs of small and micro people.