Hipay is a credit loan product under Haier Consumer Finance. The maximum limit is as high as 200,000, and the interest rate is relatively low. The lowest interest rate can be as low as 1,000 yuan, which has attracted a lot of attention. At the same time, the application for Hipay is also relatively simple. The entire application process is online. The official website explains that you can apply independently in 1 minute. However, many friends have reported that Hipay has failed to lend money. Some of them used it well before, but now it shows that the loan has failed. Let me explain to you what is the reason.

1. Bank card problem. If a new user applies and the application fails after obtaining the credit limit, it may be because he used a bank card that is not supported by Hipay, is not in his own name, or the bank card is frozen or blocked. Logout status.

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2. Personal information issues When lending money, the system will also go through an audit. If the lending fails, it is likely that your information will be found to be false or suspected of being used fraudulently

< p>3. Changes in personal qualifications Under normal circumstances, the amount given at the beginning is based on your current credit situation and is not the amount that can be spent in the end. If your personal qualifications change when the loan is disbursed and you no longer meet the platform’s lending conditions, you will not be able to get the loan.

4. The upper limit of cash withdrawal limit. The limit approved by Hipay is a general limit and can be used repeatedly. However, the cash withdrawal limit only accounts for a part, and the rest can only be consumed in installments. Therefore, if the cash withdrawal amount reaches the upper limit, the loan will also fail. Regarding "Why did HiPay fail to lend money?" here we introduce these four reasons for everyone. Basically, the reasons why lending fails are here. If the answer here is no, it is recommended to call customer service to ask for the reasons and solutions.