The process of applying for provident fund loans includes: 1. Submit a written application to the housing provident fund management center and fill in the relevant information. 2 housing provident fund management center is responsible for qualification examination and contract filing. After the approval, the borrower and the center sign relevant contracts or agreements, and handle insurance as required. 3. After the loan formalities are completed, the housing provident fund management center will issue a loan approval notice to the bank, and the bank will handle the loan transfer formalities after receiving the loan notice.