Generally speaking, banks will comprehensively evaluate customers' credit limits in combination with their financial resources and spending power. On the contrary, using multiple credit cards applied by customers under this credit line can not only ensure the safety and reasonable consumption of customers' funds, but also help banks to do a good job in risk management and control. "Relevant people said.

The number of credit cards will not directly affect bank loans, but the usage of each credit card and the corresponding credit information will have an impact on loans.