1, the compulsory insurance is in 950 yuan (less than 6 seats);

2. Commercial insurance is around 3860.

Commercial insurance includes:

① Third party liability insurance (877 yuan);

② Vehicle loss insurance (1235 yuan), basic premium+bare car price ×1.0880%;

(3) Excluding the special risk of deductible (422 yuan), (vehicle loss insurance+third party liability insurance) × 20%;

(4) Vehicle personnel liability insurance (200 yuan /4 persons), with a premium of 50 yuan/person, which can be filled in according to the actual number of seats in the car;

⑤ No-fault liability insurance (175 yuan) and third-party liability insurance × 20%;

⑥ Spontaneous combustion loss insurance (96 yuan), the purchase price of new car × 0.15%;

⑦ Glass breakage insurance (96 yuan), the purchase price of imported new cars is ×0.25%, and the purchase price of domestic new cars is × 0.15%;

⑧ Car body scratch insurance (400 yuan), 950 yuan/year for families with 6 seats or less, and Kloc-0/100 yuan/year for families with 6 seats or more;

Pet-name ruby car theft rescue (459 yuan), basic premium+bare car price x rate.

Commercial insurance can be purchased according to your own situation. To sum up, the annual insurance for 64,000 cars is about 4,800 yuan.