Jieyue loan cannot be used for credit reporting, and Jieyue is not connected to the central bank's credit reporting system. However, it is best for users to repay on time, otherwise the platform will use various methods to collect money. The most common thing is to call a friend in the borrower's address book. Such a collection will affect personal reputation.

The application conditions of Jieyue Microfinance are as follows:

/kloc-Chinese mainland residents aged 0/year and above.

2, work or address, a stable source of income.

3. Without a bad credit record, the loan cannot be used for stock trading and gambling.

4. Provide registered telephones in real-name registration system that have been used for more than half a year.

Extended data:

Precautions:

Pay attention to loan interest, service fee, repayment period and other information. Usually, the lower the down payment, the longer the loan term, and the corresponding interest and service fees will be higher.

Pay attention to whether there are liquidated damages on the latest repayment date and early repayment, and consumers may encounter the problem that the payday is not fixed.

Ask the loan service provider for the contract and related written documents.

Consumers should provide true personal information and materials, don't lend their ID cards to others for loans, and can't trust others to help them with loans.

In case of emergency during repayment, you can keep in touch with the service provider through customer service, or communicate with the service provider through official channels such as Weibo and WeChat.

Baidu encyclopedia-loan

Baidu Encyclopedia-Zheng Xin

People's Daily Online -P2P borrower's central bank credit report: qualified disclosure is less than 10.