I believe everyone is familiar with provident fund. When we need to buy a house, the provident fund can ease a lot of economic pressure for us, and now many work units also help us to pay. So how much is the maximum loan for the 30 thousand provident fund? How much can I get at a time?

In most areas, the upper limit of the first-home provident fund loan amount is 20 times of the balance, and the second-home provident fund loan amount is 10 times of the balance. Therefore, if there is no problem with our credit information, we can apply for a loan of 300,000-600,000 with a balance of 30,000 provident fund, but the specific loan amount needs to be determined according to the borrower's repayment ability.

If you have 30,000 housing provident fund, you can withdraw up to 30,000 at a time, and the withdrawal amount is not limited. However, the withdrawal of 30,000 yuan is also a prerequisite. For example, when buying a house, the total amount of housing provident fund withdrawal cannot exceed the purchase price paid by employees. If you withdraw the housing provident fund for retirement, you can put forward the balance of all housing provident fund accounts.