Shanghai bank credit requirements
1 The applicant is a natural person aged 20 to 60 with full civil capacity;
The applicant has a stable job and income and the ability to repay the loan;
The applicant's credit record is good, and there is no bad credit record such as loans overdue and credit card cashing;
4 provident fund account opening time is more than 24 months from the application time, and the payment is normal in the past year;
Applicants are civil servants, employees of public institutions, employees of top 500 enterprises, employees of financial institutions and employees of advantageous industries.
The application requirements of Shanghai Bank's Xinyi loan are still relatively strict. Xinyi loans include kumquat loans, Shanghai credit loans, provident fund loans and other loan products. Therefore, according to the different types of loans you apply for, the qualification requirements for applicants are different.