Application requirements; If the store has been in business for more than two years or the borrower has been in business for more than three years, the eligible store will be mortgaged to the bank.
2. Lease right loan: the maximum amount is 3 million yuan; Maximum credit period 1 year; It is only used to pay the rent of the shop.
Application conditions: the store has been in business for more than two years or the borrower has been in business for more than three years; Pledge the management right of the qualified storefront or booth to the bank.
3. Rent loan: the maximum amount is 2 million yuan; The longest credit period is 5 years.
Application conditions: the store has been in business for more than two years or the borrower has been in business for more than three years; The guarantee is provided by a qualified marketing manager or a third-party enterprise designated by him.
4. Joint guarantee loan: the maximum amount is 2 million yuan; The longest credit period is 1 year.
Application conditions: the store has been in business for more than two years or the borrower has been in business for more than three years; A number of merchants form a joint insurance body to provide joint liability guarantee in the form of joint insurance.
5. Flow loan: the maximum amount is 2 million yuan; The longest credit period is 1 year.
Application requirements: the store has been operating continuously for more than three years; Provide POS processes that meet the requirements of banks; The net assets of the borrower's family meet the relevant regulations of the bank.
6. Credit loan: the maximum amount is 2 million yuan; The longest credit period is 1 year.
Application requirements: the store has been operating continuously for more than three years; Provide bank account settlement procedures that meet bank regulations; The net assets of the borrower's family meet the relevant regulations of the bank.
Extended reading ~ Application procedures and materials include:
1, ID card, marriage certificate and household registration book;
2. Business license, organization code certificate and legal representative ID card;
3. Proof of family property status;
4. Business-related materials, such as bank statements and tax vouchers. ;
5, proof of the use of loan funds, such as contracts, orders, invoices, etc.
Note: The content is for reference only, and the specific business is subject to the announcement and specific regulations of local outlets.