If the housing provident fund is small, you can borrow money to buy a house. If the housing provident fund is small, it may lead to a relatively small loan amount, usually a certain multiple of the balance of the provident fund. However, as long as the provident fund loan does not exceed the maximum limit, if there is no limit, you can borrow less, and the insufficient part can apply for commercial loans. However, provident fund loans are more troublesome and the amount is not high, which is completely unnecessary.

Can the housing accumulation fund be completely taken out?

Of course. But only after retirement age. Of course, if employees have not reached retirement age and want to withdraw the balance of provident fund, they must meet certain conditions, such as when to build a house and when to buy a house. In addition, if the employee has left the original work unit, the provident fund paid during the resignation period can also be taken out, but it also means that the provident fund paid by the unit to the employee will be turned over to the public.