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How often will banks sue mortgages in loans overdue?
Legal analysis: you can sue within three years. According to the relevant laws and regulations, the limitation of action for requesting protection of civil rights from the people's court is three years, counting from the date when the obligee knows or should know that the right has been damaged.

Legal basis: Article 188 of the Civil Law of People's Republic of China (PRC) requests the people's court to protect civil rights, and the limitation of action is three years. Where there are other provisions in the law, those provisions shall prevail.

The limitation period of action shall be counted from the date when the creditor knows or should know that the right is damaged and the debtor knows it. Where there are other provisions in the law, those provisions shall prevail. However, the people's court shall not protect the rights that have been damaged for more than 20 years. Under special circumstances, the people's court may decide to extend the time according to the application of the obligee.