Where can I apply for a student loan? 1. Student-origin credit student loans are applied by students or their legal guardians to rural credit cooperatives, banks and other financial institutions where their families are located.
Location of student-origin student loan: apply to the county (urban) student financial assistance management center or financial institution where the student is studying.
2. The national student loan is a credit loan. Students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities. After receiving the letter of admission, students can consult the school to handle the national student loan. After students report to the school, they can apply for national student loans from financial institutions through the school.
What are the loan forms of student loans? Student-origin loan: it is a loan issued by financial institutions such as China Development Bank to eligible college students with financial difficulties. Generally, students and legal guardians apply to the local student financial assistance management center;
National student loan: a bank loan led by the government and subsidized by the government, which is jointly applied with the school to help students from high-efficiency poor families.
Commercial student loans: Commercial student loans are more loans for non-compulsory education and study, and even loans for studying abroad. The loan amount is strictly limited and can only be used for tuition and fees, living expenses and other expenses.
Colleges and universities provide students with interest-free loans with state financial funds: China's Ministry of Education will allocate appropriate financial funds to colleges and universities every year to support teaching, and some schools will withdraw some funds and absorb some donations from alumni associations, thus opening interest-free loan services to students to meet their tuition and living expenses during their stay at school.