1. Overdue loans will continue to increase bank penalty interest every day, and will increase the financing difficulties of other financial institutions in the future. Are you trying to find a way to pay off the down payment?

2. When will you come back? Can you repay the loan through other means, such as transferring funds from other places or asking friends and family to repay the loan on your behalf?

3. Our repayment time is fixed every month, and the repayment time and amount are clearly stated in the loan agreement. We send text message reminders and phone calls to customers who repay each installment. But this is just a value-added service we provide to our customers, not an obligation, so failure to receive text message reminders or phone reminders cannot be used as a reason for overdue service. ?

Extended information:

Collection skills:

1. The collection work is reasonable and legal, and the collector should be neither humble nor overbearing.

2. Collection personnel need to master the ability to listen, listen and inquire.

3. Grasp the degree. The most taboo in debt collection is to speak your mind fully, so it is very important to grasp the "degree" and leave room for communication for future collection work.

4. Know how to apply reasonable pressure.

5. Learn some psychological tactics, restore the debtor’s psychology, and find out the real reasons and psychological motivations for the debtor’s non-repayment.