Legal analysis: refers to the meaning of the loan guarantor, and the repayment supervisor has the responsibility to urge the borrower to repay in full and on time. If the borrower fails to repay in full and on time, the repayment supervisor may be obligated to repay, and the role of the repayment supervisor is equivalent to the guarantor.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 669 When concluding a loan contract, the borrower shall, at the request of the lender, provide the true information about the business activities and financial status related to the loan.