If you apply for provident fund loans, the entrusted bank will generally issue loans to borrowers. The amount of such loans is generally not particularly high. Provident fund loans are relatively favorable, and the interest rate is generally lower than other commercial loans. What is the guide for Shenyang to apply for provident fund loans? Net Bian Xiao has compiled the following contents for your reference. 1. The legal time limit for Shenyang to apply for provident fund loans is 5 working days. 2. Shenyang's application for provident fund loan materials 1, bank card 2, commercial housing sales contract (pre-sale) 3, down payment invoice 4, statement 5, personal credit report 6, marriage certificate 7, household registration book 8, certificate of deposit in different places (provided by employees who paid in different places) 9, commercial housing pre-sale permit 1 1. Accept the job vacancy commitment letter. The acceptance condition is that Shenyang applies for provident fund loan 1. The borrower or co-borrower has normally paid the housing provident fund in full for more than 6 months, and the employees who have paid in different places have paid the housing provident fund in full for more than 2 months/kloc-0. 2. For the purchased real estate, the development enterprise has completed the access procedures for housing provident fund loans. 3. The date when the purchaser signs the commercial housing sales contract is within 6 months. 4. The Borrower and co-borrower have no outstanding loans and guarantees (including commercial loans, online loans and credit cards). 5. The personal credit reports of the Borrower and co-borrower have not been overdue for three consecutive times and accumulated for six times in the past three years. Four. The legal basis for accepting the application for provident fund loans in Shenyang is Article 26 of the Regulations on the Management of Housing Provident Fund. When employees who have paid housing provident fund purchase, build, decorate or overhaul their own houses, they can apply for housing provident fund loans from the housing provident fund management center. The housing provident fund management center shall, within 05 days from the date of accepting the application, make a decision on whether to grant the loan or not, and notify the applicant; If the loan is granted, the entrusted bank shall handle the loan formalities. Applying for provident fund loans is a preferential policy in Shenyang. At present, China's housing provident fund is only established in cities, and there is no housing provident fund system in rural areas. Government agencies, institutions and state-owned enterprises pay the highest proportion of housing provident fund for employees. If you have any other questions, please visit the website for one-on-one legal consultation.

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"Regulations on the Management of Housing Provident Fund" Article 25 Where an employee withdraws the storage balance in the housing provident fund account, the unit where he works shall verify and issue a certificate of withdrawal. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or not to withdraw, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.