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Credit card loan is 20 thousand, how much is the monthly repayment, and the interest is the least.
According to the relevant regulations of credit cards: if the bank card overdraws 20,000 yuan, it must be repaid according to the minimum repayment amount, and the part within the limit is calculated according to the penalty interest of 0.5 times.

If 20,000 yuan is within the limit, then the daily interest is five ten thousandths, which is 10 yuan. From the date of consumption. You don't have to pay interest for the first month. As long as the principal of 2000 yuan is paid back, the principal of 2000 yuan will be paid back from the second month of high school plus the interest from the consumption date to the second accounting date. And so on until all expenses are paid off.

The limit of your credit card is 2W, but you can't withdraw 2W. For example, the withdrawal ratio of CCB is 30% of the credit line. From the date of withdrawal, interest of 0.05% of cash amount will be charged every day, and the monthly interest will be paid off within one year.

Hello, credit cards are generally interest-free for 55 days, and it is not recommended to withdraw cash at one time. If you need to withdraw cash, the average bank will pay five tenths of a day, but the actual situation depends on the bank's customer service hotline. Interest is always more expensive than unsecured loans.