Current location - Loan Platform Complete Network - Loan consultation - Both men and women have loans.
Both men and women have loans.
Buyers in these situations can unconditionally terminate the contract and ask for a refund: delayed delivery, planning changes, substandard housing quality, poor housing area, inability to obtain property ownership certificate, incomplete developer's certificate, inability to obtain loans for buyers, and mortgage of housing by developers.

Extended data

1, delayed delivery.

This phenomenon is more serious. Delayed delivery means that after the delivery date agreed in the contract between the developer and the buyer, the developer fails to issue the occupancy notice in time. Generally, the agreed time limit for overdue delivery is 30-90 days. If the developer exceeds this time limit, the purchaser can ask the developer to return a house and ask for a double refund of the deposit or interest on the house payment.

2. Plan change.

For planning changes, buyers generally have an agreement when signing a contract with the developer, and the developer must obtain the consent of the purchaser, otherwise the developer will breach the contract and the purchaser has the right to return a house. If the developer changes the planning or design without authorization, which affects the structural form, apartment type, space, size and orientation of the house, the buyer may require the developer to return the house according to the contract.

3. The house quality is unqualified.

Unqualified housing quality is the "hard injury" of the house. There are two situations. One is that the developer can't hand over the house without the completion record form. The other is that after the house is delivered, it is verified that the quality of the main structure of the house is indeed unqualified. For the case that the main structure of the house delivered by the developer is unqualified, the buyer has the right to apply for return.

4. The housing area error exceeds 3%.

The error between the measured housing area and the temporary housing area exceeds 3%. The new version of the contract stipulates that when the absolute value of the error ratio of the interior construction area exceeds 3%, the purchaser can also apply for return.

5. I can't get the title certificate.

Due to the developer's reasons, the buyer can't get the property right certificate within the time limit agreed in the contract, and can't handle the property right transfer on schedule. If you agree to this condition, the buyer can apply for returning the house. In addition, due to the irregular operation of some real estates in the past few years, some developers have defaulted on government land transfer fees from time to time, resulting in buyers who have purchased these properties unable to obtain property ownership certificates after staying for many years, and buyers can also request to return a house.

6. The developer's documents are incomplete.

The developer's documents are incomplete, for example, the Commodity Pre-sale Permit was not obtained when the house was pre-sold (except for deliberately concealing that the pre-sale permit was not obtained). If the buyer buys such a house, he can apply for a return. Because according to the regulations, developers must have complete documents to sell houses in Gai Lou. If the developer's certificate is incomplete, it is illegal to operate and the contract signed with the buyer is invalid. Because it is an invalid contract, the purchaser should vacate the house and the developer should return the house payment paid by the purchaser.

7. Buyers can't get loans.

If the buyer's loan application is not approved, and both parties to the contract can't agree on the payment method, they can also apply for house return. Because when signing a contract, in addition to one-time payment or installment payment, there is also an agreement on commercial loans or provident fund loans. If it is a provident fund loan, the developer needs to issue relevant information and submit it to the provident fund collection department for review. If the information provided by the developer shows that it does not meet the conditions of provident fund loans, the purchaser can not obtain provident fund loans, and the purchaser can request to return the house. Similarly, if the buyer cannot apply for a commercial mortgage loan due to the developer's reasons, he can also return a house according to the contract.

8. The developer mortgaged the house.

If the developer mortgages the house before selling it, or mortgages the house to others after selling it to the buyer, according to the relevant laws and regulations, if the developer fails to inform the buyer that the house has been mortgaged when selling the house, the contract will be invalid and the buyer can demand the return of the house.