Xiaohonghua is an Internet finance company, which provides personal consumption loans, credit card repayment and other services. When applying for a loan, users need to fill in relevant information and review it. Xiaohong will decide whether to approve the loan application according to the user's credit status and repayment ability. If the user's credit status and repayment ability do not meet the requirements, Xiaohong will not force payment, but will refuse the application or make corresponding adjustment suggestions. Therefore, Xiao Honghua will not insist on the next payment.

When applying for a loan from Xiaohuahua, it is necessary to provide true and accurate personal information and materials for Xiaohuahua to review and evaluate.