Full payment by installments, your money is paid by the loan company, and the money is also returned to the loan company. But there must be something mortgaged accordingly.
Second, is it reliable for the loan company to help me buy a car in full and then reverse the loan while there is cash remaining?
Not reliable, that is, you can borrow from a loan company, and the interest is very high in the later period. Normally, the annual interest is 1.2 million, plus the handling fee is about 5000. If it is not worth it, don't do it.
Third, is it reliable to buy a car through financial leasing?
It is reliable to buy a car through financial leasing, and it is also reliable to see a car through financial leasing, but it is necessary to take formal channels.
Automobile financing lease refers to a way of paying by cash installment, and its main core is to separate the ownership and use right of vehicles. Financing lease to buy a car is to buy a vehicle designated by the customer and rent it to the customer for use. After paying a certain deposit according to the contract, the customer pays the rent monthly. After the lease contract expires, the customer decides whether to acquire the ownership of the car.
The main purpose of financial leasing to buy a car is to realize the vehicle replacement cycle of two to three years and dispose of the vehicle flexibly. Finally, the car will change from a large consumer product that occupies a large amount of assets to an ordinary consumer product that can be owned by paying a small amount of money every month. The procedures for buying a car by financial leasing are legal, the transaction is true, the capital circulation is complete, and the financial leasing is more reliable.
4. Is it reliable for the loan company to help me buy a car in full and then reverse the loan and still have cash surplus?
Not reliable, the interest rate is very high in the later period. Normally, the annual interest is 1.2 million, plus the handling fee is about 5000. If it is not worth it, don't do it.