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1, you can also answer the phone and say you don't need it.
Even if the loan application is passed, it doesn't matter if there is no collection account.
Second, I applied for a credit, just handed in the materials, and I don't want to borrow money when I go home. I need the phone number of the loan. ...
If you don't borrow it, you can't pass it.
I applied for a loan, and all the materials were submitted, which means I passed. I don't want to borrow any more. Can I cancel it?
The information is only submitted to review the loan amount and the corresponding repayment ability.
Of course, you can't lend it out
It will not affect future loans. Don't worry!
4. What should I do if I have submitted an application for prepayment of mortgage loan, but I don't want to prepay?
If there is any change in prepayment, you can also apply to the credit department of the bank for related operations, and there is no need for prepayment after the bank has passed the examination. Generally, you need to make an appointment with the bank before repaying in advance, and you can consult the relevant policies of the loan bank for details. The process of prepayment is as follows: Step 1: First, check the requirements of prepayment in the loan contract, and pay attention to whether there is a certain penalty for prepayment. Step 2: Call the loan bank in advance to inquire about the application time, minimum repayment amount and other materials that need to be prepared. Step 3: Apply for prepayment in person at the relevant department according to the requirements of the bank. Step 4: The borrower carries relevant certificates to the borrowing bank to go through relevant formalities for prepayment. Step 5: Submit the prepayment application form and deposit the prepayment in the counter.